For first-home buyers

Your first property
shouldn't be a leap of faith.

You're about to make the biggest purchase of your life. SuburbIQ gives you the same institutional data the pros work with — so you walk into every inspection, auction, and broker meeting already understanding the suburb's cycle, the comp evidence, and what your loan looks like under APRA stress. Confident buyer, prepared client.

§ 01 · The problem

The agent isn't on your side. The numbers should be.

Real estate agents work for the vendor — their job is to sell, not to walk you through the data behind the asking price. SuburbIQ gives you that data directly so you can walk into inspections, auctions, and broker meetings already informed. If you bring in a buyer's agent later, you arrive as a prepared client who already understands the cycle, the comps, and the serviceability story — which makes their work with you faster and sharper.

§ 02 · How SuburbIQ helps

Three things you get with every report.

01

An honest second opinion on the price

Our Full Opinion runs 10–15 comparable sales near your property, size-adjusts each one to match your subject's beds/baths/lot, and gives you a defensible 'walk above this price' number. The same comp-based analysis a Certified Practising Valuer would use — and a great starting point for any buyer's agent conversation.

02

Your loan, stress-tested before you sign

We model YOUR specific loan against 7 interest-rate scenarios — RBA cuts, current, +0.5%, +1%, APRA buffer (+1.5pp), +2%. You see the weekly cost in every scenario before you commit. No surprises when rates move.

03

Cycle position — are you buying the top?

HTAG's GRC index tells you whether the suburb is early-growth, mid-cycle, late-decelerating, or at peak. Most growth charts only show what already happened. Our cycle stage tells you what's likely next.

§ 03 · Where to start

The right tier for your situation.

Recommended for you

Full Second Opinion · $39

19 pages, full APRA stress test on your loan, 5-year exit projection, comparable sales evidence, cycle position. Built for the moment you're about to put down a deposit.

Get the report →
§ 04 · Free tools you'll find useful

The calculators that fit this stage.

Free tool

Borrowing Power Calculator

APRA-aware, DTI + serviceability.

Free tool

Stamp Duty Calculator

All 8 states, PPOR + investor.

Free tool

P&I Loan Calculator

Monthly, fortnightly, weekly.